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Quality Review Analyst

Job ID: 5017127

SalaryApproximate Hours Per Week
TBD
EmployerDate Posted
Republic Bank
Louisville, Kentucky United States
Jul 21, 2017
Position TypeApplications Accepted Until
Full-timeOct 20, 2017
Description

POSITION PURPOSE AND OBJECTIVES: 
The Quality Control Analyst will be responsible for the review of all denied applications, the tracking of denial/approval rates to management on a monthly basis and review Adverse Action letters for all denied applications. This position will be responsible for ensuring that HMDA records are accurate and complete before submittal. Additionally, this position will monitor all adverse actions for correctness.


ESSENTIAL JOB FUNCTIONS AND RESPONSIBILITIES:
Perform second reviews on all denied files (with the exception of FHA and VA loans) and Adverse Action letters.
Submit files to Third Party vendors for ability to repay (ATR) review on a quarterly basis.
Review HMDA data and assure integrity on a monthly basis with reports to Senior Management and Compliance.
Review all adverse action notices prior to delivery to ensure absolute accuracy with regards to regulatory guidelines.
Act a single point of contact with the Compliance Department regarding HMDA & Adverse Action issues.
Work with the Compliance Department in a collaborative manner on any Compliance audits as required.
Maintain a working knowledge of compliance requirements affecting your position and area of responsibilities and actively learn new regulations and assist in the implementation of these issues if required.
Willingly performs all other job duties and projects as assigned.


Qualifications
MINIMUM QUALIFICATIONS:
High School Diploma required; Bachelor's degree or relevant work experience preferred.
Minimum of 1 year current underwriting experience required; mortgage underwriting preferred.
Thorough knowledge and understanding of Real Estate and Consumer loan regulatory guidelines that pertain to HMDA, CRA, and Adverse Action required.
Proficient in Microsoft Office and multiple software applications.

PHYSICAL REQUIREMENTS:
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the associate is regularly required to sit, talk, hear and use hands to finger, handle, or feel objects, tools, or controls. The employee is occasionally required to stand and walk. The associate occasionally may lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, color vision, peripheral vision, depth perception, and the ability to adjust focus. The noise level in the work environment is usually moderate.

OTHER REQUIREMENTS:
Travel between Republic Banking facilities may be required.
Occasional out-of-town travel may be required.
Stay abreast of new developments, best practices, and statutory and regulatory changes.
Flexible work schedule that will include some evenings and weekend work.

**The above is intended to describe the general content of and requirements for the performance of this position. It is not construed as an exhaustive statement of duties, responsibilities or requirements.

How to Apply
Please apply at our website at www.republicbank.com/careers


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