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1. Accept and Decline Your Aid via One.IU.

2. Loan Entrance Counseling

Entrance Loan Counseling is required, and loan funds cannot be disbursed until complete. Federal Stafford counseling may be completed through the Department of Education's Direct Lending web site.

Begin Entrance Counseling

3. Complete and Sign Your Promissory Note

Stafford Loans

A Loan Agreement/Master Promissory Note is required, and loan funds cannot be disbursed until complete. This may be completed through the Department of Education's Direct Lending web site.

Sign My Loan Entrance Agreement

Miller Loans

If you are a Miller Loan borrower, please visit the Student Loan Administration site to sign and complete your master promissory note.

4. Additional Loans

Parent PLUS

A federal PLUS Loan (Parent Loan for Undergraduate Students) is a low interest rate loan for parents that can be used to help pay for the education of a dependent undergraduate child.

Alternative Loans

Students who do not qualify for a Stafford or Perkins loan can apply for private signature loans. Credit history will be checked and you may need a co-signer. It is required to be enrolled at least halftime.