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Under certain circumstances, the federal government will cancel all or part of an educational loan. This practice is called Loan Forgiveness. To qualify, you must:

  • Perform volunteer work;
  • Perform military service;
  • Teach or practice medicine in certain types of communities; or,
  • Meet other criteria specified by the forgiveness program.

Only Federal Direct (Stafford) Loans can be forgiven. Student usually must make 120 consecutive payments to be considered. To find out whether you qualify for loan forgiveness, talk to the human resources staff at your employer. Here is additional information concerning Teacher Loan Forgiveness and Public Service Loan Forgiveness.

Finding Your Loans

Have you lost your loan promissory notes? Did you attend another college or two before attending IU Southeast and you cannot remember the type of loan or the lender? Help is available!

The National Student Loan Data System (NSLDS)

The National Student Loan Data System maintains a central database of student aid for the US Department of Education. The National Student Loan Data System allows you to access your Stafford Loan(s), Parent PLUS Loan(s), and Perkins Loan(s) outstanding balances, loan statuses, and disbursements. You can track individual loans, and find contact information for your lender, guaranty agency, servicer and school. The Direct Loan Program, PELL Grant Program and other US Department of Education programs are also on file at the The National Student Loan Data System website.

  • STEP 1: Access The National Student Loan Data System by going to www.nslds.ed.gov. On the The National Student Loan Data System screen, click on Financial Aid Review and the Gathering Your Information screen will appear.
  • STEP 2: Read the privacy statement on this screen. If you agree, click Accept to continue the process of finding your loans. The Confirming Your Identity screen will appear after you click Accept.
  • STEP 3: Enter your PIN, Social Security number (SSN), the first two letters of your last name, and your date of birth to confirm your identity. You can electronically sign documents, including your promissory note(s), and retrieve personal information. Keep your PIN safe and secure.

STEP 4: View the FINANCIAL AID REVIEW screen listing your Title IV loans, including the loan amount, loan date, disbursed amount, canceled amount, outstanding principal and outstanding interest reported to The National Student Loan Data System by your lenders. If you have questions, you can call the US Department of Education at 800-4FEDAID.

The Federal Student Aid Information Center

To find out where your Stafford and/or Perkins lender(s) are, contact the Federal Student Aid Information Center by calling 1-(800)-433-3243.

Credit Bureau Reports

Free credit reports from all three credit bureaus are available once a year at www.annualcreditreport.com. We recommend students complete a credit check each year. You can also request a credit report from a credit bureau. There is a charge for this service. Your Stafford and Perkins loans will be listed in your credit history. If you have private, alternative loans, a credit report is the best resource of loan and/or lender information. To obtain a credit report from one of these credit bureaus, call or log onto:

Equifax
(800) 658-1111
www.equifax.com

Experian
(888) 397-3742
www.experian.com

TransUnion
(800) 916-8800
www.transunion.com

Loan Default Rates

Average Stafford Default Rates

Cohort Year

IU Southeast

National

2010*

8.9%

-**

2009

4.5%

8.8%

2008

5.5%

4.4%

2007

3.8%

6.7%

2006

3.3%

5.2%

*Starting with 2010 Cohort, rates will be based on three year ranges as opposed to the former two year range.

**The National Cohort Default Rate is not yet available.

Average Perkins Default Rates

Cohort Year

IU Southeast

National

2009

5.93%

10.08%

2008

3.32%

10.04%

2007

2.82%

9.59%

2006

1.59%

7.81%

2005

3.31%

8.1%

Campus Events

IU Southeast Open House

IU Southeast Open House

October 21st, 2017

10:00 AM - 1:00 PM

Open Registration Begins for Spring 2018

Open Registration Begins for Spring 2018

October 30th, 2017

All day event

Deadline for Two-Step Login

Deadline for Two-Step Login

November 2nd, 2017

All day event

Thanksgiving Holiday - Campus Closed

Thanksgiving Holiday - Campus Closed

November 23rd, 2017

All day event

Thanksgiving Holiday - Campus Closed

Thanksgiving Holiday - Campus Closed

November 24th, 2017

All day event

Fall 2017 Classes End

Fall 2017 Classes End

December 2nd, 2017

All day event

Fall 2017 Final Exams Begin

Fall 2017 Final Exams Begin

December 4th, 2017

All day event

Fall 2017 Final Exams End

Fall 2017 Final Exams End

December 9th, 2017

All day event

Wintersession Classes Begin

Wintersession Classes Begin

December 14th, 2017

All day event

Christmas Holiday - Campus Closed

Christmas Holiday - Campus Closed

December 25th, 2017

All day event

New Year's Day Holiday - Campus Closed

New Year's Day Holiday - Campus Closed

January 1st, 2018

All day event

Wintersession 2017 Classes End

Wintersession 2017 Classes End

January 4th, 2018

All day event

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