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Student Loans and Eligibility

Loan

Eligibility

Amount for Academic Year

Interest Rate

Notes

Federal Perkins Loan

FAFSA required.

Preference given to borrowers with exceptional need.

$1,500

5.0% Fixed

 

Based on exceptional need of funds. No origination fee. Payments deferred while you're enrolled at least half-time. Maximum undergraduate aggregate: $20,000

Federal Subsidized  Direct Loan

FAFSA required, but no deadline.

Must show need and be enrolled at least halftime.

Varies according to need, year in school, previous borrowing

Undergraduate:

3.76% fixed (before October 1, 2014) and 4.66% (on or after October 1, 2014)

Graduate students are not eligible for subsidized loans

Payments deferred and no interest charged while you're enrolled at least half-time.

Federal Unsubsidized Direct Loan     

FAFSA required, but no deadline. No financial need required, everyone qualifies and must be enrolled at least halftime.

Varies according to need-based aid, year in school, previous borrowing

Undergraduate:

3.76% fixed (before October 1, 2014) and 4.66% fixed (on or after October 1, 2014

Graduate:

5.31% fixed (before October 1, 2014) and 6.21% fixed (on or after October 1, 2014).

Payments deferred while you're enrolled at least half-time.  Interest begins accruing from the date of disbursement.

Federal                  Parent PLUS Loan

FAFSA required, but no deadline. For parents of dependent undergraduates enrolled at least halftime. PLUS application required. See financial aid office.

Enough to meet cost of attendance less other financial aid

 

6.31% fixed (before October 1, 2014 and 7.21% fixed (on or after October 1, 2014).

You must complete a PLUS application. Repayment begins within 60 days after the final loan disbursement. Parent can request repayment deferment through loan servicer.

Private/  Alternative Loan

Credit Worthiness (other eligibility requirements vary by loan and lender.)

 

Maximum:Enough to meet cost of attendance

 

Variable Rates

Co-signers may be required. Payment deferment and interest charge deferment vary by lender and private loan type.

You must not be in default on prior educational loans.

Campus Events

RICHARD MARX

RICHARD MARX

January 24th, 2018

7:30 PM - 9:00 PM

Acoustic Eidolon

Acoustic Eidolon

February 8th, 2018

7:30 PM - 9:00 PM

Registration Appointments for Summer/Fall 2018 Assigned

Registration Appointments for Summer/Fall 2018 Assigned

February 19th, 2018

8:00 AM - 9:00 AM

2018 Sanders Speaker Series Featuring Story Musgrave

2018 Sanders Speaker Series Featuring Story Musgrave

February 26th, 2018

6:30 PM - 8:00 PM

Early (Priority) Registration Begins for Fall 2018

Early (Priority) Registration Begins for Fall 2018

March 5th, 2018

8:00 AM - 9:00 AM

Last day to Withdraw for Full-Term

Last day to Withdraw for Full-Term

March 11th, 2018

All day event

Open Registration Begins for Fall 2018

Open Registration Begins for Fall 2018

March 19th, 2018

All day event

Spring Break Begins

Spring Break Begins

March 26th, 2018
to
April 1st, 2018

All day event

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